Public Adjuster

License No: 3002144273

Moni Mel is a New Jersey-licensed public adjuster. This means Moni Mel can legally represent you in a claim you may have on your homeowner’s, renter’s or business property and casualty insurance policy.

Moni Mel: A New Jersey - Licensed Public Adjuster

Moni Mel is a New Jersey-licensed public adjuster. This means Moni Mel can legally represent you in a claim you may have on your homeowner’s, renter’s or business property and casualty insurance policy.

As a licensed public adjuster in New Jersey, Moni Mel will represent you to get the best possible settlement in any property damage claim you need to make to receive payment from your property and casualty insurance policy.

So, in cases where you are suffering fire or water damage to your home, your apartment, or your business, there is no need for you anymore to fight alone to collect the damage repair payments you are due from your insurance company.

Moni Mel is now a full-service restoration company, capable of working with you from the moment you suffer fire or water damage to the happy end result where your property is fully restored to its pre-damage condition.

With over 40 years of combined experience within an expansive range of insurance proceedings, Moni Mel’s insurance professionals have your interests as the policyholder best interest at the forefront.

Moni Mel prides itself on the knowledge, effectiveness, and accessibility of helping our clients through the difficulties initiated by catastrophic events.

To simplify the insurance claims process, Moni Mel will ensure that you have all the answers and proper documentation required when facing insurance companies when resolving the loss of your home or business.

We level the playing field. Our insurance professionals work exclusively for you, the policyholder. As your public adjuster we will deal directly with the insurance company's representatives and assist you in complying with all the requirements set forth in the insurance policy. We allow you to focus on the important task of rebuilding your home or business, while we maximize your claim and expedite the claim process.

Our Mission

Maximize Your Compensation

Insurance companies typically train their property and casualty adjusters to minimize the insurance company's financial exposure is on a loss. We are here to fight for you to ensure that you get what you are entitled to receive. We specialize in analyzing your property and casualty policy to make sure you present and document your damage claims so as to get the full amount of restoration compensation your policy entitles you to receive.

Expedite Your Claim Process

Moni Mel’s public adjusters work tirelessly to keep your claim file in front of the insurance company. Left to their own devices, many insurance company adjusters delay the claim process, prolonging your suffering and discomfort needlessly. By preparing and presenting a claim on the insured's behalf, Moni Mel’s public adjusters force your insurance company’s adjusters to respond to the claim in a timely fashion, making sure all legal claim resolution deadlines are met as rapidly and efficiently as possible.

What Moni Mel’s Public Adjusters Do for You?

We will be with you throughout the entire claim process. We are your representative and advocate. Our staff of qualified experts will handle every aspect of the claim process.

We will respond immediately to document the damage you suffered and to provide responsible efforts for the complete remedial and restoration coverage your insurance policy provides.

Once you receive the settlement on your insurance company, Moni Mel’s clean-up and restoration professionals will help facilitate all the needed work to return your property to its condition prior to the damage you suffered. Moni Mel public adjuster specialists will also advise you of any and all emergency repairs your insurance policy will cover prior to reaching a final settlement with your insurance company.

What Moni Mel’s Public Adjusters Do for You?

Once you contract with Moni Mel public adjuster specialists to represent you in your property and casualty insurance policy claim, we will promptly review your policy of insurance and all the various types of coverage it provides to ensure that all the proper documentation and information is presented to the insurance company’s adjusters properly.

We will inspect the loss location and its damages, conduct all meetings with the insurance company’s representatives, prepare the claim of damages for submission, handle all negotiations with the insurance company, and prepare all relevant closing documents for settlement.

Moni Mel’s public adjuster clients are, all times, kept informed of the claim details and its progress

By getting to work as soon as possible, Moni Mel can speed up the remedial and restoration work that needs to be done, while preventing additional damage from being done prior to reaching a claims settlement with your insurance company.

If provided by your insurance policy, Moni Mel will work to make sure any expenses needed to relocate you and your family to temporary living quarters will be paid by your insurance company while MoniMel undertakes the repair and restoration work that needs to be done.

We will immediately initiate all requirements to get the insurance company to release advance funds.

Why do I need Moni Mel’s Public Adjusters?

After a loss occurs, the insurance company will assign an adjuster to represent their interests. The insurance policy requires that you, as the policyholder, cooperate with the investigation of loss, and prepare a claim of all related damages. Once the claim has been submitted, the negotiation process begins.

The Insurance company representatives are experts at both policy interpretation and loss assessment. They work for the insurance company, not you! This puts the policyholder at a tremendous disadvantage in the handling of the claim.

Moni Mel’s public adjusters level the playing field. Our team of experts work exclusively for you, the policyholder. As your public adjuster we will deal directly with the insurance company's representatives and assist you in complying with all the requirements set forth in the insurance policy.

We allow you to focus on the important task of rebuilding your home, apartment, or business. Moni Mel’s expert public adjusters strive to collect our clients equitable settlements while at the same time expediting the claim process.

When Should You Contact Moni Mel’s Public Adjusters?

Immediately upon suffering property damage!

We work for you, the policyholder. Having Moni Mel’s professionally trained public adjusters on your side will provide you with the confidence that comes from knowing your interests are being properly represented by a firm with a proven track record.

Contacting our firm early on in the claim process will ensure that your rights have been protected and that all obligations under the insurance policy are met.

There is no upfront cost and we do not charge fees until you have received your settlement. Then, we are entitled by our public adjuster contract with you to receive a small, specified percentage of the settlement according to the legal agreement Moni Mel’s public adjusters sign with you.

Contact Us

You can complete our form for Public Ajuster Service and we will contact you shortly to assist you.

Thank you, Moni Mel Public Ajuster Service.